Balance Sheet Funding Strategies for Depository Institutions

OL1547  |  On Demand Course  |  Update  |  Self-Study

Description

This session provides an overview of balance sheet funding strategies tailored for depository institutions. Learn how to manage retail, wholesale, and alternative funding sources while mitigating liquidity risk through diversification. The discussion will also cover how to effectively integrate key regulatory metrics, including the Liquidity Coverage Ratio (LCR) and Net Stable Funding Ratio (NSFR), into your funding decisions. Attendees will leave with practical examples and insights to enhance financial resilience and support sound balance sheet management.

This session is part of the 2025 Financial Institutions Conference Bundle.  To purchase the full bundle, click here.

Credits

Number of Credits Type of Credits
1.00 Accounting

Notes

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Prices

Member (Early Bird)
$59.00
Non-Member (Early Bird)
$99.00
Member
$59.00
Non-Member
$99.00
Your Price: $99.00

This is your base price and does not reflect any additional session fees, optional add-ons, or guest registrations.

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Instructors

Alain Tourikian

Alain Tourikian joined ALM First Financial Advisors in 2019. As a director for the firm, Alain serves as the go-to resource and relationship manager for his clients helping them tap into the power of a partnership with ALM First to maximize their financial performance. With a deep knowledge of balance sheet risk analytics, Alain works closely with clients to provide new ideas, insights and advice on topics ranging from investment portfolio management, funding strategies, hedging, loan pricing, loan transactions, and more. He also collaborates internally with the entire ALM First team to deliver analytics and timely reporting to assist clients from strategy development through implementation and post-execution analysis.

Alain has shared his expertise and experience at various conferences and with multiple industry organizations including FMS Chapters, West Virginia School of Banking and as an adjunct professor at Northern Kentucky University teaching finance. Alain has an extensive Commercial Banking background in Finance/Treasury with solid problem-solving skills that focus on maximizing stakeholder value, customer retention/growth and product innovation. Alain also possesses an in-depth knowledge of portfolio management, fixed income markets, derivative products, wholesale and retail funding sources, and risk management processes. He is known as an innovator in the financial institution industry, having designed and pioneered a number of on- and off-balance sheet strategies to protect and enhance net interest margins.

Alain served as Treasurer for First Financial Bank ($8.5 billion in assets) in Cincinnati, OH for nearly a decade and has worked at various community banks throughout his more than 35-year career in the Treasury area.

Alain received his Bachelor of Science degree in Accounting from Northern Kentucky University and a Master’s of Business Administration in Finance from Xavier University.

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